Whereby, we have all the opportunity in the world to facilitate growth (rates are low, we “should” be incentivized to make something happen), we mostly choose inaction due to our own fears and apprehension (horse is just looking at the water).

Government can create and determine policy, but if the free market doesn’t follow, then what? Who will “start” the actual motions of spurring growth. It is like deflation, why buy today, when you can wait till tomorrow and get it cheaper? Money is cheap and readily available, but banks are uncomfortable lending, so they raise the lending requirements reducing eligible borrowers, and if no one is willing or able to borrow, growth will not occur, and with no growth, no new jobs, and with no new jobs, banks feel even more insecure about lending… oh, wait, no one told me the story repeats!!

Side note: Great blog from an entirely unapologetic prospective, not everyone has to be a screw-up to write. =)