So you’re down on one knee, staring up at your lady.  The Sun is setting just behind her head and she’s radiating like an angel.  She knows what’s coming next and you know she’ll say yes, but you’re more nervous than that time when you 16 and held for questioning by the cops for some [...]

This was some fun news from last week.  Imagine going to the store for some cigarettes (bad you but I respect your rights) and swiping the trusty Visa and heading back home.  As you leave the store credit/debit card magic is happening (how credit cards make money).  Little did you know that something has gone [...]

There’s been a lot of talk around the blogosphere lately about taxes (like there’s more than usual or something).  Specifically, the talk is about such proposals as taxing healthcare benefits in order to support a government insurance program.  Other talk is about increased income taxes on the rich, Obama’s commitment to not raise taxes on [...]

The way I got interested in finance is quite different than most.  Money always fascinated me but I preferred to look at it in the bank as opposed to when I was handing it over to the cashier.  As a result I never ran up credit cards and found myself near bankruptcy.  I was taking [...]

That quote is in reference to Neil Armstrong’s famous quote that we often think is “One small step for man…”.  The radio just happened to blip out for a second.  I bring this up because it was on July 20, 1969 that we first landed on the moon.  July 16 was the 40th anniversary of [...]

From my parking spot (label: “Mr. President) to my building is a 2.5 minute walk. In a rainfall that’s a lifetime. I hate rain but also hate carrying an umbrella every day. You don’t want to carry an umbrella with you every day so you keep one in your car and one at work. I’ve [...]

What’s a recession really but an excuse to drink more right? What’s ANYTHING but an excuse to drink more? Great day, have a beer. Bad day, have a beer! Ever since college started turning 21 I’ve really enjoyed beer. I like all kinds, from the cheap (Miller High Life) to the premium brands (Sam Adams) [...]

Just about everyone reading my blog has a 401(k), IRA, or some other kind of retirement account. If you don’t you’re likely aware of how they work and what their purpose is. Few people say these aren’t good tools. However not all retirement accounts are created equal. Some charge really high fees, limit your investment [...]