I personally use credit 100% of the time (with $50 in my wallet, for my emergency Donkey Show/Strip Club stops), & I pay the balances off in-full on the due date.

True, many gas stations do offer a discount for paying with cash. My local Texaco offers 5 cents a gallon when paying cash. My credit card offers me 5% cash back. Gas currently costs about $2.50 here, & with a 30 gallon fill-up, paying cash would net me a $1.50 discount. Paying with my 5% gas credit card would net me $3.75 cash back. Last year when gas was $5 bucks a gallon, the difference would be $1.50 for paying cash, and $7.50 for using my credit card. Credit wins.

1.5%-2% discount on a $3200 Purchase, when you pay cash.
- Firstly, who in the Hell are you dealing with that agreed to give you a 2% discount for paying cash?!? Secondly, you could have received the same 2% with a credit card, without having to “haggle” poor Bertha like a used car salesman. Thirdly, you could have put the money in a high interest savings account, floated the payment for 2 months, & made over $10 in interest! Credit wins.

Try & finagle 2% off for buying a Pepsi with cash at 7-11…

I utilize 3 cash back cards, that have no annual fee. These net me:
5% Gasoline
5% Airline
3% Restaurants & Fast Food
2% Supermarkets & Travel
2% Saturday & Sunday purchases, Everywhere
1.25% Everywhere else

If you can tell me how paying cash can beat those numbers, not to mention floating the payment for 1-2 months in an interest bearing account, I would love to hear it! Otherwise, shut your pie hole & let this man continue to write the only humorus financial blog I can find!