Super Bowl baby!  Do you know why everyone gets excited about the Super Bowl?  It isn’t the fact that it is a sports championship, neither is it about the commercials.  We (and by we I mean football fans) love the Super Bowl because it is the one time in the year that people who don’t [...]

On Monday, January 26th, President Obama held a ceremony to celebrate his allowance of California to set emissions standards for vehicles sold in the state.  The Governator was there, he probably said some things no one could understand and then cut the education budget again. I’m not an environmentalist, but I think it’s a good [...]

I must thank a co-worker for the inspiration for this post.  In order to protect this person, and myself, I’ve changed names and other identifiers.  The story remains the same. Background:  My colleague, Allen, is going through a pretty bad divorce with his wife Jane.  They have a 5-year-old son, Max. Now I’ve only heard [...]

I love Qvisory more and more these days.  New readers take note, Qvisory is a non-profit start-up that caters to my generation (18-30 somethings).  I liken the idea to what AARP does for seniors.  I hope they take off and can really do some good for our generation.  Their blog focuses on all the issues [...]

Whew! What a year 2008 was. The financial industry collapsed, we elected our first black president, and we bailed out the companies that sold us those gas hogs that caused our oil to spike to $150. Despite hundreds of trillions of dollars being used to bail out the economy, we’ll likely remember 2008 for the [...]

As an insider to the financial services industry, the nitty gritty details of bank operations always gets my attention.  I’m also very wary of the people we call “producers” at the bank; in the strictest of terms they are our commissioned sales folks.  In good times and bad, Sr. management values their contributions because they [...]

My contract with my current hosting provider is just about to expire, and I’m pretty sure I’m moving on to someone new. If you’ve never had a website before, you may not be familiar with an internet host, or web host.  A web host offers a the service of keeping your website up and running. [...]

Like all the other behavior economics books you’ve read, this one has a long title too: “The Economic Naturalist: In Search of Explanations for Everyday Enigmas”  Quite a mouthful.  The author is a gentleman by the name of Robert H. Frank.  Frank, like Dan Ariely, is one of those high ranking professors at a top [...]